Available Now

 

₹3,499*
Effective Monthly Cost

5% cashback on EMI or 5X Reward Points on Non EMI

No Cost EMI available on

Bajaj Finserv

iPhone Xs. Available Now.

 

₹4,499
Effective Monthly Cost

Inclusive of 5% cashback or 5X Reward Points on Non EMI

₹1,799*
Effective Monthly Cost

5% cashback on EMI or 5X Reward Points on Non EMI

No Cost EMI available on

Bajaj Finserv

*T&C Apply. Requires an iPhone 6s or later. Some bands sold separately.

*Terms and conditions apply.
Effective Monthly Cost for the customer is computed on the MRP of the product, basis the low cost EMI on 24 month tenure and is inclusive of the additional 5% cashback on Axis Bank Credit Card and Citi Credit Card. GST will be applicable on interest component of the EMI and will be over and above the Effective Monthly Cost mentioned above.

#The additional 5% cashback offer is applicable only on 12 and 24 month tenure EMI transactions on Axis Bank Credit Card and Citi Credit Card. The offer of 5x reward points is applicable on non-EMI transactions on Axis Bank Credit Card and Citi Credit Card. These offers are valid for transactions made using Brand EMI option on Pine Labs terminals. Additional cashback is valid over and above the best available price at the store. The cashback shall be credited on or before 150 business days from the date of transaction on a best effort basis to all open and active card members’ accounts only. Product features vary by model. The offer may be revised or withdrawn without any prior notice. Limited period offers.

Effective Monthly Cost on your favourite iPhone

₹0,000

is your Effective Monthly Cost per month.

*EMC (EMI net off subvention cashback and 5% additional cashback)

A) Get It Now scheme

Date:
September 28 (6pm) to December 31 2018
Construct:
Low Cost EMI + 12 and 24 month tenors
Eligible SKUs:
iPhone Xs Max, iPhone Xs, iPhone XR, iPhone X, iPhone 8 Plus, iPhone 8
Partners:
Citi Credit Cards, Axis Bank Debit and Credit Cards
Offer Construct:
As per the grid below

1. Cards (via Pinelabs): Low Cost EMI + 5% Cashback

Available on the credit cards of the following: Axis Bank and Citi. Also available on Axis Bank Debit Cards (12 months tenure only, will be extended to 24 month with the next few weeks)

  • Low Cost EMI is applicable only on 12 and 24 month tenure EMI transactions on cards of the two partner banks, made using Brand EMI option on Pine Labs terminals.
  • Low Cost EMI is applicable on select models for 24 months on NPI, pls refer to the attached sheet for details.
  • The Effective Monthly Cost (EMC) in the table above is computed on the MRP of the product, basis the Low Cost EMI on Axis Bank Credit Cards and Citi Credit Cards, and is inclusive of the 5% additional cashback. GST will be applicable on the interest component of the EMI and will be over and above the EMC mentioned above. The EMC will change depending on the best available price in the store. Both banks have offered special interest rate of 13% p.a. for NPI SKUs, on credit cards.
  • The EMC will be marginally higher on Axis Bank Debit Cards.
  • Please refer to FAQ section for detailed workings on EMC for all iPhone SKUs.
  • The offer in the grid above is not applicable on any other EMI tenure, other than 12 and 24 month tenure.
  • The 5% cash-back and the subvention cashback shall be credited on or before 150 business days from the date of transaction on a best effort basis to all open and active card members’  accounts only.

B) Higher Rewards points on Non-EMI transactions
(only on iPhone Xs Max, iPhone Xs, iPhone XR)

Date:
September 28 (6pm) to December 31 2018
Construct:
5x rewards points on full-swipe / non-EMI transactions
Eligible SKUs:
iPhone Xs Max, iPhone Xs, iPhone XR
Partners:
Citi Credit Cards, Axis Bank Credit Cards
  • This offer is applicable on non EMI transactions, made using Brand EMI option on Pine Labs terminals.
  • The incremental reward point shall be credited on or before 150 business days from the date of transaction on a best effort basis to all open and active card members’ accounts only.
  • Not applicable on Axis Bank Debit Cards.
  • Not applicable on EMI transactions.

C) Cashback on other iPhones
( iPhone 7 Plus, iPhone 7, iPhone 6s Plus, iPhone 6s, iPhone 6, iPhone SE)

Date:
September 28 (6pm) to December 31 2018
Construct:
5% Cashback only on 12 and 24 month EMI tenors
Eligible SKUs:
iPhone 7 Plus, iPhone 7, iPhone 6s Plus, iPhone 6s, iPhone 6, iPhone SE
Partners:
Citi Credit Cards, Axis Bank Debit and Credit Cards
  • These are consumer interest bearing loans on 12 and 24 month tenure EMI transactions on cards of the two partner banks, made using Brand EMI option on Pine Labs terminals.
  • The offer in the grid above is not applicable on any other EMI tenure, other than 12 and 24 month tenure
  • The 5% cash-back and the subvention cashback shall be credited on or before 150 business days from the date of transaction on a best effort basis to all open and active card members’  accounts only

Note: Only2 transactions per card allowed during the offer period.

FAQs

1. What details will the Pinelabs charge-slip contain?

Entries on the Charge-slip (as it will appear in the actual charge-slip): Modeled on iPhone Xs 64GB

a) For Citi and Axis card transactions on all other cards

Tenure:
24
Card Issuer:
Citi
Base Amount:
INR 99900
Merchant Payback:
1.01%
Merchant Payback Amount:
INR 1009
Loan Amount:
INR 99900
Applicable Interest Rate (P.A.):
13%
EMI Amt:
INR 4749
Total Amt (With Int.):
INR 113986

# You are entitled for an additional cashback of 5% on your Citi credit card. It will be posted in Customer account within 150 days.

2. How is Effective Monthly Cost calculated for transactions on Cards ?

Sample calculation for Effective Monthly Cost, basis the above charge-slip example:

Effective Monthly Cost = [((EMI x Tenure) - (Merchant Payback Amount + Additional 5% Cashback)) / (Tenure)]

Effective Monthly Cost = [((4749 x 24) - (1009+4995)) / (24)] = 4499

Overall cost for the customer = 4499 x 24 = 107982

3. What are the Effective Monthly Cost for all the SKUs under this offer ?

Please refer to attached document for the details on effective monthly costs for all the SKUs (and variants). This list is by Bank (for Credit and Debit cards), as the interest rates are different. The same has been configured at Pinelabs

4. What will be the offers/schemes running on the TRANSACT ?

In addition to the above mentioned schemes, there will be one additional scheme on unsecured financing running on the TRANSACT platform:

i) Citi : 1-0-12 (i.e. 12|1) : One EMI DP - Low Cost EMI - 12 month tenure

Please note that these schemes will only be eligible for transactions completed on the TRANSACT platform.



Bajaj Finance Zero Cost EMI Offer:

Dates:
Sep 28 to Dec 31, 2018
Schemes:
12/4 and 24/8
Construct:
Zero Cost EMI with a DBD component (2% on 24/8 and 1.5% on 12/4)
Eligible SKUs:
iPhone Xs Max, iPhone Xs, iPhone XR, iPhone X, iPhone 8 plus, iPhone 8

Effective Monthly Cost of Rs 1299 for the customer is computed on the MRP of the product1 iPad Wi-Fi 32GB - Space Grey basis the low cost EMI on 24 month tenure on Axis Bank Credit Cards, and is inclusive of the additional 5% cashback.

5% Cashback on EMI

CITI Bank Axis Bank

No Cost EMI financing schemes also available through Bajaj Finance Ltd*

Effective Monthly Cost on your favourite iPad

₹0,000

is your Effective Monthly Cost per month.

  • Effective Monthly Cost for the customer is computed on the MRP of the product, basis the low cost EMI on 24 month tenure on Axis Bank Credit Cards, and is inclusive of the additional 5% cashback. GST will be applicable on interest component of the EMI and will be over and above the Effective Monthly Cost mentioned above.\
  • These offers are valid for transactions made using Brand EMI option on Pine Labs terminals. Additional cashback is valid over and above the best available price at the store. 
  • The additional 5% cashback offer is applicable only on 12 and 24 month tenure EMI transactions on Axis Bank Debit and Credit Card and Citi Credit Card. These offers are valid for transactions made using Brand EMI option on Pine Labs terminals.
  • The cashback shall be credited on or before 150 business days from the date of transaction on a best effort basis to all open and active card members’ accounts only. 
  • Product features vary by model. The offer may be revised or withdrawn without any prior notice. 
  • Offers are valid on all iPad ( 6th generation ), iPad Pro, iPad mini 4 models  from Oct 1, 2018 to Dec 31, 2018.

Effective Monthly Cost of Rs 1299 for the customer is computed on the MRP of the product1 iPad Wi-Fi 32GB - Space Grey basis the low cost EMI on 24 month tenure on Axis Bank Credit Cards, and is inclusive of the additional 5% cashback.

Effective Monthly Cost of Rs 4599 for the customer is computed on the MRP of the product1 3-inch MacBook Pro: 2.3GHz dual-core i5, 128GB - Space Grey basis the low cost EMI on 24 month tenure on Axis Bank Credit Cards, and is inclusive of the additional 5% cashback.

5% Cashback on EMI

CITI Bank Axis Bank

No Cost EMI financing schemes also available through Bajaj Finance Ltd*

Effective Monthly Cost on your favourite Mac

₹0,000

is your Effective Monthly Cost per month.

  • Effective Monthly Cost for the customer is computed on the MRP of the product, basis the low cost EMI on 24 month tenure on Axis Bank Credit Cards, and is inclusive of the additional 5% cashback. GST will be applicable on interest component of the EMI and will be over and above the Effective Monthly Cost mentioned above.\
  • These offers are valid for transactions made using Brand EMI option on Pine Labs terminals. Additional cashback is valid over and above the best available price at the store. 
  • The additional 5% cashback offer is applicable only on 12 and 24 month tenure EMI transactions on Axis Bank Debit and Credit Card and Citi Credit Card. These offers are valid for transactions made using Brand EMI option on Pine Labs terminals.
  • The cashback shall be credited on or before 150 business days from the date of transaction on a best effort basis to all open and active card members’ accounts only. 
  • Product features vary by model. The offer may be revised or withdrawn without any prior notice. 
  • Offers are valid on all MacBook, MacBook Air, MacBook Pro, Mac mini, iMac, iMac Pro and Mac Pro models from Oct 1, 2018 to Dec 31, 2018.

Effective Monthly Cost of Rs 4599 for the customer is computed on the MRP of the product1 3-inch MacBook Pro: 2.3GHz dual-core i5, 128GB - Space Grey basis the low cost EMI on 24 month tenure on Axis Bank Credit Cards, and is inclusive of the additional 5% cashback.

Effective Monthly Cost of Rs 1799 for the customer is computed on the MRP of the product Apple Watch Series 4 ( GPS+ Cellular ) 40 mm Space Grey Aluminum Case with Black Sport Band basis the low cost EMI on 24 month tenure on Axis Bank Credit Cards and Citi Credit Cards, and is inclusive of the additional 5% cashback.

Effective Monthly Cost on your favourite Apple Watch Series

₹0,000

is your Effective Monthly Cost per month.

Apple Watch Series 4

*Terms and conditions apply.

  1. Effective Monthly Cost for the customer is computed on the MRP of the product, basis the low cost EMI on 24 month tenure on Axis Bank Credit Cards and Citi Credit Cards, and is inclusive of the additional 5% cashback. GST will be applicable on interest component of the EMI and will be over and above the Effective Monthly Cost mentioned above.\
  2. These offers are valid for transactions made using Brand EMI option on Pine Labs terminals. Additional cashback is valid over and above the best available price at the store.
  3. The additional 5% cashback offer is applicable only on 12 and 24 month tenure EMI transactions on Axis Bank Debit and Credit Card and Citi Credit Card. These offers are valid for transactions made using Brand EMI option on Pine Labs terminals.
  4. The cashback shall be credited on or before 150 business days from the date of transaction on a best effort basis to all open and active card members’ accounts only.
  5. Product features vary by model. The offer may be revised or withdrawn without any prior notice.
  6. Offers are valid on all Apple Watch Series 4 models from Oct 19, 2018 to Dec 31, 2018.
  7. The offer of 5x reward points is applicable on non-EMI transactions on Axis Bank Credit Card and Citi Credit Card

Bajaj Finance No Cost EMI Offer

Dates:
Oct 1 to Dec 31, 2018
Scheme:
12/4
Construct:
No Cost EMI
Eligible SKUs:
Apple Watch Series 3, Apple Watch Series 4

Apple Watch Series 3

Effective Monthly Cost of Rs 1299 for the customer is computed on the MRP of the product Apple Watch Series 3 ( GPS+ Cellular ) 38 mm Space Grey Aluminum Case with Black Sports Band basis the low cost EMI on 24 month tenure on Axis Bank Credit Cards, and is inclusive of the additional 5% cashback.

5% Cashback on EMI

CITI Bank Axis Bank

No Cost EMI financing schemes also available through Bajaj Finance Ltd*

  1. Effective Monthly Cost for the customer is computed on the MRP of the product, basis the low cost EMI on 24 month tenure on Axis Bank Credit Cards, and is inclusive of the additional 5% cashback. GST will be applicable on interest component of the EMI and will be over and above the Effective Monthly Cost mentioned above.\
  2. These offers are valid for transactions made using Brand EMI option on Pine Labs terminals. Additional cashback is valid over and above the best available price at the store. 
  3. The additional 5% cashback offer is applicable only on 12 and 24 month tenure EMI transactions on Axis Bank Debit and Credit Card and Citi Credit Card. These offers are valid for transactions made using Brand EMI option on Pine Labs terminals.
  4. The cashback shall be credited on or before 150 business days from the date of transaction on a best effort basis to all open and active card members’ accounts only. 
  5. Product features vary by model. The offer may be revised or withdrawn without any prior notice. 
  6. Offers are valid on all Apple Watch Series 3 models from Oct 1, 2018 to Dec 31, 2018.

Effective Monthly Cost of Rs 1299 for the customer is computed on the MRP of the product Apple Watch Series 3 ( GPS+ Cellular ) 38 mm Space Grey Aluminum Case with Black Sports Band basis the low cost EMI on 24 month tenure on Axis Bank Credit Cards, and is inclusive of the additional 5% cashback.