Terms & Conditions

• Cashback offer on HDFC Bank Debit and Credit Cards

  The limited period exclusive offer price is computed on the MRP ₹59900.00 (incl. of all taxes) of iPhone 12, 64 GB, (15.40 cm, 1 N).The illustrative Exchange Effective price calculated above on MRP is as reduced by ₹3000* Instant Store Discount and ₹2000.00 cashback available on EMI transaction on HDFC Bank Debit and Credit Card and Non-EMI transactions on HDFC Bank Credit Cards, and further reduced by exchange value of iPhone 11 64 GB (15.49 cm, 1 N) in a good working condition along with up to ₹6000.00 exchange bonus.

  The offer of ₹3000.00 Instant cashback is available on EMI transactions on HDFC Bank Debit and Credit Cards and Non-EMI transaction on HDFC Bank Credit Cards.

  The cashback offers of ₹2000.00 is valid exclusively on EMI transaction on HDFC Bank Debit and Credit Card and Non-EMI transaction on HDFC Bank Credit Cards. The applicable cashback offer is valid for transactions made using Brand EMI option on Pine Labs and Paytm terminals only and also, applicable on select participating online merchants via Pine Labs Payment Gateway.

  The Cashback shall be credited within 120 business days from the last date of the transaction month on a best effort basis to all open and active card members accounts only.

  Processing fee and GST on interest component applicable as per Bank’s terms and conditions.

  The Exchange bonus of up to ₹6000.00 under Upgrader Fest offer is exclusively provided by the Apple Authorised Trade-in Providers Cashify at select participating stores in association with participating resellers at their sole discretion. Exchange bonus is valid only for transactions involving trade-in of customer’s eligible old devices valued at least ₹3000.00 or above. Customer’s eligible old devices valued between ₹3000.00 and ₹10000.00 will receive an exchange bonus of ₹3000.00, while customer’s eligble old devices valued between ₹10000.00 to ₹15000.00 will receive an exchange bonus of ₹4000.00 and customer’s eligble devices valued above ₹15000.00 will receive an exchange bonus of ₹6000.00. The exchange bonus and trade-in value will be passed on as a credit or discount in the customer’s invoice. Exchange Bonus offer can be clubbed with Cards Cashback and Consumer Loans Offer.

  Customer’s eligible old device trade-in value as diagnosed and assessed by Apple Authorised Trade-in Providers will be the final offer. Any other T&Cs as specified by Apple Authorised Trade-in Providers will apply.

  Processing fee and GST on interest component applicable as per Bank’s terms and conditions.

  The Instant cashback offer is valid for transactions made using Brand EMI option powered by

  Cashback limited to 2 transaction per card per category during the offer period (Apr 01 onwards)

  The minimum transaction value for Cashback eligibility is 90%. For Trade-in transactions, the same is 60%. For store details Click Here.

  To know your HDFC Bank Debit Card EMI pre-approved limit, SMS 'MYHDFC' to 5676712 from your registered mobile number. Customers / Stores can use this to plan the purchase on DC EMI.

  The offers may be revised or withdrawn without any prior notice.

  Product features vary by model.

  All schemes available from May 22, 2023 at select participating Apple Authorised Reseller stores.

  Offers valid for limited period and till stocks last.

  TM and © 2023 Apple Inc. All rights reserved.

• Consumer Loans Offer

  EMI of ₹2371 is computed on 0 down payment, 24 months No Cost EMI consumer loan scheme available on HDFC Bank, on the MRP ₹59900.00 (incl. of all taxes) of iPhone 12, 64 GB, (15.40 cm, 1 N). The illustrative EMI calculated above on MRP is as reduced by ₹3000* Instant Store Discount. EMIs illustrated above are rounded off to the nearest rupee for ease of reference. Exchange bonus of up to ₹6000.00 is exclusively provided by the Apple Authorised Trade-in Providers at select participating stores at their sole discretion. Exchange bonus is valid only for transactions involving trade-in of eligible old devices. Any other T&Cs as specified by Apple Authorised Trade-in Providers will apply.

  No Cost EMI consumer loan schemes are also available on Bajaj Finance, HDFC Bank, IDFC First Bank, ICICI Bank and ZestMoney. The consumer loan approval from the financier is at their sole discretion.

  No Cost EMI is also applicable on HDFC Bank Debit and Credit Card EMI transactions on 6 month tenor only. Low Cost EMI applicable on tenors greater than 6 months.

  The scheme is provided as No Cost EMI i.e. the benefit of No Cost EMI as a total applicable interest to be charged by financer on consumer loan for original tenure will be borne by apple authorised distributors. Processing fee is applicable and will be charged to customer. Goods and Services Tax will be applicable on processing fee, and foreclosure charges, as applicable. Customer may be required to enter into separate agreements or arrangements (by whatever name called) with the financier to avail or use the EMI facility. Customers are advised to read the offer/agreement terms and conditions carefully.

  Scheme details as below(for Bajaj Finserv, IDFC First Bank, ICICI Bank, Zest Money, TVS Credit and DMI Finance)

  0% Down payment : No Cost EMI : 9 months tenure

  0% Down payment : No Cost EMI : 12 months tenure

  0% Down payment : No Cost EMI : 18 months tenure

  0% Down payment : No Cost EMI : 24 months tenure

  20% Down payment : No Cost EMI : 12 months tenure

  33% Down payment : No Cost EMI : 12 months tenure

  33% Down payment : No Cost EMI : 16 months tenure

  Scheme details as below (for HDFC Bank):

  0% Down payment : No Cost EMI : 9 months tenure

  0% Down payment : No Cost EMI : 12 months tenure

  0% Down payment : No Cost EMI : 18 months tenure

  0% Down payment : No Cost EMI : 24 months tenure

  0% Down payment : 3.5% Consumer Interest : 30 months tenure

  20% Down payment : No Cost EMI : 12 months tenure

  33% Down payment : No Cost EMI : 12 months tenure

  33% Down payment : No Cost EMI : 16 months tenure

  The offers may be revised or withdrawn without any prior notice.

  Product features vary by model.

  All schemes available from April 1, 2023 at select participating Apple Authorised Reseller stores.

  Offers valid for limited period and till stocks last.

  TM and © 2023 Apple Inc. All rights reserved.

• Trade-in Offer

  Exchange bonus offer is valid exclusively with the following Apple Authorised Trade-in Providers: Cashify and Servify at select participating Apple Authorised Reseller stores. Special Offer (Upto 6K on iPhone) will be applicable only for resellers who have signed up with Cashify and Servify.

  Offer is valid for trade-in transactions with old device trade-in value meeting the minimum threshold value defined in the offer construct.

  The exchange bonus and trade-in value shall be passed as a credit in customer’s invoice for in-store trade-in

  Exchange Bonus offer can be clubbed with HDFC Cards Cashback Offer (for e.g., customer can avail ₹2000.00 Cashback and up to ₹6000.00 Exchange bonus on purchase of iPhone 12)

  Exchange Bonus offer can be clubbed with any other consumer loans offer (for e.g., customer can avail 0% Down payment : No Cost EMI : 24 months tenure loan scheme and up to ₹6000.00 Exchange bonus on purchase of iPhone 12) as well as iPhone for Life.

  The minimum transaction value for Trade-in transactions is 60%

  Old device trade-in value as diagnosed by Apple Authorised Trade-in Providers will be final trade-in offer

  Any other T&Cs as specified by Cashify and Servify (Apple Authorised Trade-in Providers) will be applicable.

• ‘iPhone for Life’ with ICICI Bank Credit Cards

  This program with ICICI Bank Credit Cards continues across the Pine / Paytm offline network in the country. Resellers can swipe the customer card under the correct OEM on Pine / Paytm terminal to avail this offer.

  Applicability : Across all offline stores enabled by Pine / Paytm

  Eligible SKUs : iPhone 14, 14 Plus, iPhone 14 Pro, iPhone 14 Pro Max, 13, 13 Mini and 12

  Detailed Bank T&Cs:

  Offer valid only on Card swiped on Paytm/Pinelabs POS/EDC terminal under Brand EMI Apple FTI / iPhone for Life option

  The overall transaction amount will be divided into 2 parts i.e 75% & 25% of the transaction amount

  75% of the transaction amount (Loan amount) will be converted into equated monthly instalments of 24 month tenure.

  25% of the transaction amount (Deferred amount) will be billed to cardholder after the end of completion of EMI tenure of loan amount, i.e- in the 25th month Credit Card statement from the 1st EMI month

  The Cardholder shall be responsible to pay the said amount of 25% of the transaction amount at once and in whole as outstanding amount on the card in the billing cycle immediately succeeding the completion of the EMI tenure of the offer

  Interest on reducing basis shall be applicable on overall transaction amount.

  This scheme is provided to cardholder as No extra cost* EMI .The benefit of No extra cost* EMI will be provided as cashback equal to total interest charged by the bank over a period of 24 month tenure. This cashback will be credited into open & active credit card account within 90 days from the end of transaction month, on a best effort basis

  Processing fee of 1% on 75% of transaction amount (Loan amount) will be charged in the first month of EMI tenure

  The Cardholder may close the facility (prepayment of the outstanding amount) at any time by contacting ICICI Bank's Customer Care to avail of the foreclosure. Foreclosure charges equal to 3% on outstanding principal amount plus next month’s interest shall be levied to Card account .The Card Member necessarily has to call up the ICICI Bank Customer Care for complete prepayment of the facility

  Goods and Services Tax will be applicable on processing fee, interest and foreclosure charges